At nVest Advisors, our services are designed to guide your family (or small business) toward the future you envision. Working in a long-term, personal relationship with a financial advisor who truly understands you, our clients benefit from industry expertise tailored to meet your unique needs, concerns, and dreams.
Because Every Client Matters
Committed – Sincere – Certified
At nVest Advisors, our services are designed to guide your family (or small business) toward the future you envision. Working in a long-term, personal relationship with a financial advisor who truly understands you, our clients benefit from industry expertise tailored to meet your unique needs, concerns, and dreams.
Low-cost, Comprehensive Financial Planning
Whether you’re just starting or approaching retirement, our financial planning services address every aspect of your financial life. Updated in real-time, we work with you step by step to build a customized plan that evolves with your goals.
Our services include:
- Retirement Planning
- Retirement Income Planning
- Medicare and Social Security Planning
- Investment Risk Tolerance
- Insurance and Company Benefit Options
- Emergency Funds and Secondary Goal Planning
- Education Planning
- Estate Planning, Including Basic Estate Plan Documents
- Basic Tax Planning
- Cash Flow and Budget Analysis
- Debt Management and Optimization
Fully Fee-Only Fiduciary Investment Management
Unlike brokers who make commissions selling you products, our advisors operate as full legal fiduciaries, always putting your interests first. Our economy-focused investment management approach helps reduce your costs and risks while keeping you aligned with your goals.
Our services include:
- Proprietary, Rules-Based Investment Models
- Custom Portfolio Construction and Management
- Active Rebalancing and Tax Loss Harvesting
- Active Risk Management
- Investment Research and Analysis
- World-Class Custodial Relationships
Whether you choose one of our proprietary investment models or need a fully customized solution, we manage your investments so you can stay focused on what matters most.
Comprehensive Wealth Management
For clients with larger portfolios, our services span the full spectrum of high-net-worth needs, offering:
- Coordination with tax, insurance, and legal professionals as the “hub of your wheel.”
- Strategies for generational wealth transfer, charitable giving, trusts, and tax planning.
We ensure every element of your wealth is aligned with your long-term vision.
“At nVest Advisors, we turn complexity into clarity, challenges into opportunities, and dreams into achievements. With wisdom, care, and trust, we’re here to guide your financial journey.”
Jeremy Torgerson
Founder and CEO of nVest Advisors
“At nVest Advisors, we turn complexity into clarity, challenges into opportunities, and dreams into achievements. With wisdom, care, and trust, we’re here to guide your financial journey.”
Jeremy Torgerson
Founder and CEO of nVest Advisors
Our Investment Philosophy
At nVest Advisors, we respect the timeless principles of investing, but we also recognize that the world is constantly changing. Our approach is designed to adapt to these changes, ensuring your investments remain aligned with both your goals and the realities of the global economy.
Why We’re Different
Many advisors use a “static allocation” approach. For example, if you’re a moderate-risk investor, they might allocate 60% of your portfolio to stocks and 40% to bonds—and leave it untouched for years. While this worked in the past, today’s world moves faster. With AI, geopolitical shifts, and instant market reactions, a one-size-fits-all strategy often falls short.
Instead, we take a dynamic approach. For instance, if economic data suggests a potential slowdown, we might reduce exposure to cyclical stocks and increase holdings in more defensive sectors. Or, if interest rates are rising, we might adjust bond durations to protect your portfolio. This way, your investments are always responsive to the real world, not just a formula.
Our Promise to You
We don’t just manage your portfolio—we partner with you. Regular reviews ensure your investments reflect both market conditions and your personal goals. And through ongoing education, we empower you to make informed decisions about your financial future.
*While diversification can reduce risk, it cannot eliminate it. All investments carry some level of risk.
Our Investment Philosophy
At nVest Advisors, we respect the timeless principles of investing, but we also recognize that the world is constantly changing. Our approach is designed to adapt to these changes, ensuring your investments remain aligned with both your goals and the realities of the global economy.
Why We’re Different
Many advisors use a “static allocation” approach. For example, if you’re a moderate-risk investor, they might allocate 60% of your portfolio to stocks and 40% to bonds—and leave it untouched for years. While this worked in the past, today’s world moves faster. With AI, geopolitical shifts, and instant market reactions, a one-size-fits-all strategy often falls short.
Instead, we take a dynamic approach. For instance, if economic data suggests a potential slowdown, we might reduce exposure to cyclical stocks and increase holdings in more defensive sectors. Or, if interest rates are rising, we might adjust bond durations to protect your portfolio. This way, your investments are always responsive to the real world, not just a formula.
Our Promise to You
We don’t just manage your portfolio—we partner with you. Regular reviews ensure your investments reflect both market conditions and your personal goals. And through ongoing education, we empower you to make informed decisions about your financial future.
*While diversification can reduce risk, it cannot eliminate it. All investments carry some level of risk.
