How We’re Different

At nVest Advisors, we believe financial advice should be personal, transparent, and tailored to your unique journey. After almost 20 years of working with families and small businesses, we’ve developed a distinctive financial planning and investment management approach. Here’s what sets us apart:

1. A Modern, Flexible Approach

We understand that life is busy, and your financial advisor should fit into your schedule, not disrupt it.

Virtual & Paperless Client Relationships:

Whether you prefer text messages, personal video updates, or the occasional email, we’ll communicate in a way that works for you. We’ve been doing video meetings for over a decade, making it easy for you to access financial guidance without leaving your home.

Convenient Scheduling:

Our online calendar is available 24/7, offering evening and Saturday appointments to suit your schedule. While we’re happy to meet in person, it’s never required.

Why it matters: We save you time, allowing you to focus on what’s most important in your life.

2. Accessible to Everyone

You don’t need to be wealthy to receive professional financial advice.

No Minimum Account Balance:

Unlike most firms, we welcome clients from all financial backgrounds.

Affordable Planning for Families on a Budget:

Our financial planning programs are designed to be both comprehensive and affordable, empowering you to improve your financial situation without breaking the bank.

Why it matters: Financial guidance shouldn’t be a privilege—it should be accessible to all.

3. Truly Fiduciary Service

Our commitment to transparency is unwavering.

Fee-Only Compensation:

We never earn commissions from selling products. Instead, we’re paid solely for the services we provide, ensuring there’s no conflict of interest.

Your Interests First:

As legal fiduciaries, we are obligated to act in your best interests at all times.

Why it matters: You can trust that our recommendations are based on what’s best for you, not what pays us the most.

4. Innovative Technology for a Seamless Experience

We embrace cutting-edge technology to make your financial journey easier and more effective.

Cloud-Based Financial Planning:

Access your real-time, updated financial plan anytime, anywhere.

Streamlined Investment Management:

Your accounts are accessible 24/7 through our client portal or your custodian’s website.

Continuous Innovation:

We constantly seek ways to reduce costs, enhance services, and give you more time for meaningful discussions.

Why it matters: Modern tools meet timeless expertise, creating an experience designed for today’s busy lives..

Our Investment Philosophy

Employers Retirement Services, nVest Advisors

At nVest Advisors, we respect the timeless principles of investing, but we also recognize that the world is constantly changing. Our approach is designed to adapt to these changes, ensuring your investments remain aligned with both your goals and the realities of the global economy.

Why We’re Different

Many advisors use a “static allocation” approach. For example, if you’re a moderate-risk investor, they might allocate 60% of your portfolio to stocks and 40% to bonds—and leave it untouched for years. While this worked in the past, today’s world moves faster. With AI, geopolitical shifts, and instant market reactions, a one-size-fits-all strategy often falls short.

Instead, we take a dynamic approach. For instance, if economic data suggests a potential slowdown, we might reduce exposure to cyclical stocks and increase holdings in more defensive sectors. Or, if interest rates are rising, we might adjust bond durations to protect your portfolio. This way, your investments are always responsive to the real world, not just a formula.

  • 1. Diversification is Key: Spreading your investments across different asset classes helps reduce risk.* For example, during a tech sector downturn, a diversified portfolio with exposure to healthcare or utilities can help cushion the blow.

  • 2. Rebalancing Matters: Over time, some investments grow faster than others, skewing your risk level. Periodically rebalancing ensures your portfolio stays aligned with your goals. Think of it as pruning a tree to keep it healthy and growing.

  • 3. Long-Term Focus: Markets fluctuate, but we keep our eyes on your long-term objectives. For instance, instead of reacting to a sudden market drop, we might see it as an opportunity to buy quality assets at a discount.

  • 4. Behavioral Discipline: Fear and greed can derail even the best plans. We help you avoid emotional decisions, like panic-selling during a downturn or chasing speculative trends.

  • 5. Cost Awareness: High fees eat into returns over time. We prioritize low-cost investments to ensure more of your money stays invested and working for you.

Our Promise to You

We don’t just manage your portfolio—we partner with you. Regular reviews ensure your investments reflect both market conditions and your personal goals. And through ongoing education, we empower you to make informed decisions about your financial future.

*While diversification can reduce risk, it cannot eliminate it. All investments carry some level of risk.

Photo of Jeremy Torgerson, CEO

“At nVest Advisors, we turn complexity into clarity, challenges into opportunities, and dreams into achievements. With wisdom, care, and trust, we’re here to guide your financial journey.”

Jeremy Torgerson

Founder and CEO of nVest Advisors

Your Path to Financial Clarity

Let’s Build a Plan That Aligns with Your Goals and Gives You Confidence.